Wyoming Car Insurance Laws

Learn how much property and bodily liability insurance is required to operate a motorized vehicle in Wyoming. Discover if you have proper coverage and if not what the penalties and fines are for continuing to drive without the minimum insurance coverage ...     read more

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Department of Insurance Contact Information

Wyoming Dept. of Insurance / Herschler Bldg. 3rd Floor
East 122 West 25th St.
Cheyenne, WY 82002

Consumer Hotline

1-307-777-7401 or
Toll Free: 1-800-438-5768

State Department Website


File Complaint Website


State Regulation

In Wyoming, you must provide proof of insurance at the time you register your car. The state outlines minimum coverage standards that all drivers who operate a vehicle on state roadways must maintain.

If you are at fault for an accident, you will be responsible for any costs incurred in the accident. This could include property damage and physical injury. Remember that you'll need enough coverage to cover both you and the other parties involved if you're at fault.

You must obtain an insurance policy that covers at least these amounts for liability: - $25,000 per person for bodily injury - $50,00 per accident for bodily injury - $20,000 per accident for property damage

Insurance is NOT required on:

Off-highway vehicles

Non-registered nonoperational vehicles


Failure to comply with Wyoming state auto insurance laws can result in significant fines. Most first offenses are assessed with at least a $250 fine - but it could be much more. Second offenses generally result in double fines.

A driver who is found to be operating a vehicle uninsured can also face jail time. Always keep your policy current and pay your bills on time so you can avoid the prospect of these legal issues.

Requirements Regarding Proof of Insurance: Proof Required - When Obtaining Registration, If Involved In An Accident, If Stopped By Authorities When Driving

Penalties For Not Carrying Mandatory auto insurance: Fine up to $750 plus jail term up to 6 months

Min Coverage:

$25,000 for injury/death to one person

$50,000 for injury to more than one person

$20,000 for damage to property

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